Waiting For HuddyBear
7/3 no news
7/6 trying to close on my house was compared to creating the heavens and earth. haha!
(7/10 UPDATE- no for real, everything that could've made things more difficult did- is there someone out there who can tell me buying a house usually isnt like this?)
Tuesday, June 29, 2010
Sunday, June 27, 2010
No HUD yet...
From the mortgage company 'HUD waivers can take 4 - 6 weeks We have been getting them back in around 3 weeks, I don't have any status change at this time though.' Still plausible to close this week, if we receive the waiver in the next 2 days.
Saturday, June 26, 2010
iiiiiii'mmmmm saleeeeee-ing
So I bought the rug, the med cabinet, a white microwave (interm?), a cutting board, and a cheese grater. Now I have too much stuff in my apartment- time to move!!
Friday, June 25, 2010
hud waiver- maybe 4 days
Reynold did lots of work on the file today- Audit is asking for a permit for the septic up front, which he was just told they didnt need up front. So he sent them a permit expense and cost letter.
As far as we can tell the HUD waiver has not been received yet. It should've been sent back after 2 weeks-ish, which would've been Tuesday. Reynold says after it is received, it is probably 48 hours to close. If it doesn't come in Monday, closing might be delayed I suppose.
Best Buy is picking up the microwave tomorrow between 5-7pm. Been searching for rugs non stop- oh mans. Need to pick paint, to hopefully paint the weekend of the 4th. I'm having my folks and my sister/her boyfriend come to help paint or come hang out and look at the house etc.
As far as we can tell the HUD waiver has not been received yet. It should've been sent back after 2 weeks-ish, which would've been Tuesday. Reynold says after it is received, it is probably 48 hours to close. If it doesn't come in Monday, closing might be delayed I suppose.
Best Buy is picking up the microwave tomorrow between 5-7pm. Been searching for rugs non stop- oh mans. Need to pick paint, to hopefully paint the weekend of the 4th. I'm having my folks and my sister/her boyfriend come to help paint or come hang out and look at the house etc.
Monday, June 21, 2010
8 days and counting
I am down to 8 days tomorrow. Since it has taken quite some time to progress, some of the bids and whatnot we had expired. Lowes and Home Depot both expired as well as my home insurance quote. So we had to re-get all of that. Luckily, Reynold did all the work with Lowes and HD and sent me the 30 pages to re-sign on and my insurance guy should be handling the HOI.
The tax credit has been extended to September, way more than enough time to close! Alright! However, I would still like to get in ASAP and Reynold will lose quite a bit of money if we don't close on time, so we are both doing our best to get it done.
The HUD waiver form was sent out on the 8th and it takes 2 weeks to receive back from the government so I am expecting that we will (might) receive it tomorrow.
Looked at a ton of rugs for the living room today. Found a rug I like for my room. Really girly- I'm trying to keep the really girly stuff out of the main living area ^_^ i like polka dots
Polka Dots
And more happy polka dots
The tax credit has been extended to September, way more than enough time to close! Alright! However, I would still like to get in ASAP and Reynold will lose quite a bit of money if we don't close on time, so we are both doing our best to get it done.
The HUD waiver form was sent out on the 8th and it takes 2 weeks to receive back from the government so I am expecting that we will (might) receive it tomorrow.
Looked at a ton of rugs for the living room today. Found a rug I like for my room. Really girly- I'm trying to keep the really girly stuff out of the main living area ^_^ i like polka dots
Polka Dots
And more happy polka dots
Wednesday, June 16, 2010
Day 136. I've become accustomed to daily life on the island, coconuts taste dull to me, but I haven't gone looking for other food. Right now, there is nothing I can do but wait. Each day I keep an eye to the horizon, I send up smoke signals sometimes, but nothing yet has resulted from it. Sent out a message in a bottle today. It read:
Closing status: Tentative, 14 more days. STOP.
Bad news if not rescued by then. STOP.
Coordinates 28.008548, -82.26584 . STOP.
PLEASE SEND HELP. STOP.
I will continue to hope and wait.
Closing status: Tentative, 14 more days. STOP.
Bad news if not rescued by then. STOP.
Coordinates 28.008548, -82.26584 . STOP.
PLEASE SEND HELP. STOP.
I will continue to hope and wait.
Wednesday, June 9, 2010
limer...
there once was a girl named v
whose goal was to buy property
difficult though it was
she pushed and she shoved
and after its done- PARTY!
Two more signatures they needed
From her email the request greeted
In about twelve hours
returned- all in her powers
to the ends she wont be defeated
Got a call from my grandma today
congratulations did she say
yet to my chagrin
tis not yet a win
need to call again, I relay
Turn on the utilities home seller
so the appraiser can send out their feller
to approve my home
and get me my loan
closing sooner would be sweller
Tentative closing June twenty-three
wait any longer and i will be
out of 8 grand
no check in my hand
and more angry than you will believe
whose goal was to buy property
difficult though it was
she pushed and she shoved
and after its done- PARTY!
Two more signatures they needed
From her email the request greeted
In about twelve hours
returned- all in her powers
to the ends she wont be defeated
Got a call from my grandma today
congratulations did she say
yet to my chagrin
tis not yet a win
need to call again, I relay
Turn on the utilities home seller
so the appraiser can send out their feller
to approve my home
and get me my loan
closing sooner would be sweller
Tentative closing June twenty-three
wait any longer and i will be
out of 8 grand
no check in my hand
and more angry than you will believe
Monday, June 7, 2010
dancing in the dark
I'm a little frustrated. We are not making the progress I would like. Reynold sent the septic company a request for forms filled out over a week ago and they haven't responded. Why are people so constantly non-responsive. They need a lesson in R-E-S-P-O-N-D. Also, I'm frustrated that Reynold didn't get on them any sooner than today, when the request was sent last Saturday, 9 days ago. Reynold told me to expect an update tomorrow morning after 9am regarding what the processor says I still have left.
Best Buy won't go pick up the microwave so I have to ask someone with a truck/suv (or maybe Crawford ) if they could pick it up and take it back to Best Buy. Then I have to deal with getting my money back and finding a new one. We'll see on all that. I kind of want to get a used one.
Best Buy won't go pick up the microwave so I have to ask someone with a truck/suv (or maybe Crawford ) if they could pick it up and take it back to Best Buy. Then I have to deal with getting my money back and finding a new one. We'll see on all that. I kind of want to get a used one.
Friday, June 4, 2010
I've got some good news and some bad news...
Le good news first, just to throw you off. The house is termite free.
Now for the bad news. Because we are replacing the septic we have to get some HUD paperwork done by the government and they have to sign off on where the septic was before and where we are putting it in now, since we are changing the location. Reynold says June 9th is no longer reasonable. And that he would send out an update today which I didn't get. Now I may have to pay for another month in my apartment if I'm not out by July. So I guess I just wait and see what happens now and how long all this is going to take. I'm hoping it will only add a week. I need to be closed by the end of June to get my tax credit.
Now for the bad news. Because we are replacing the septic we have to get some HUD paperwork done by the government and they have to sign off on where the septic was before and where we are putting it in now, since we are changing the location. Reynold says June 9th is no longer reasonable. And that he would send out an update today which I didn't get. Now I may have to pay for another month in my apartment if I'm not out by July. So I guess I just wait and see what happens now and how long all this is going to take. I'm hoping it will only add a week. I need to be closed by the end of June to get my tax credit.
Wednesday, June 2, 2010
its been one week since you looked at me
7 days left. Need to get a buggie inspection done. Still need to deal with the microwave. Haven't heard anything much from Reynold or Crawford, other than the pest inspection. I just have to hope it comes back clean and that it will not hold up closing. Pray for me! I guess tomorrow we go into our 7-day-get-on-the-ball-and-make-sure-everything-is-all-good period. I assume I'll be finishing some last minute paperwork etc. I'll probably take next Wednesday off work for my closing.
got a copy of my appraisal in the mail, but no other paperwork. that makes me a teensy bit concerned because I thought I ought to get some paperwork in the mail. Maybe I will contact Reynold tomorrow.
got a copy of my appraisal in the mail, but no other paperwork. that makes me a teensy bit concerned because I thought I ought to get some paperwork in the mail. Maybe I will contact Reynold tomorrow.
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